Credentials

Curriculum Vitae

Over a decade of central banking, data science, academic, and research experience across payments, AML/CFT analytics, and supervisory technology.

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Experience

Bank for International Settlements (BIS)Manila

BIS Innovation Hub, Singapore Centre

AdviserPresent
  • Advising on Project Nadim, a cross-border initiative exploring international information-sharing mechanisms to strengthen fraud detection and financial crime prevention.
  • Contributing to the design and evaluation of proof-of-concept approaches for sharing fraud patterns derived from local transaction analytics across jurisdictions.
  • Collaborating with central banks and international partners to advance cooperative frameworks for financial crime prevention.
Bangko Sentral ng PilipinasManila

Payments Policy and Development Department

Bank Officer V2024 – Present
  • Leads data collection workstream and conducts processing and analytics for the Payments Data Management and Analytics Group in support of payments system oversight.
  • Conducts data analysis and policy-oriented research on payment system activity, infrastructure performance, and adoption trends.
  • Designs, develops, and maintains analytical tools and quantitative models to support the timely measurement and reporting of payments indicators.

Anti-Money Laundering Council Secretariat

Bank Officer IV2021 – 2024
  • Led the Data Intelligence for Strategic Solutions Unit, providing analytics and data-driven solutions to support AML/CFT intelligence operations.
  • Served as SAS/Python full-stack developer, applications coordinator, and data scientist, supporting enterprise AML analytics platforms.
  • Managed IT systems and data solutions for users of the SAS Data Mining System, ensuring reliability and functional alignment with operational needs.
Bank Officer II2018 – 2021
  • Performed financial intelligence and data mining analysis to support AML/CFT investigations.
  • Produced analytical reports and intelligence outputs for various internal and inter-agency stakeholders.

Information Technology Systems Management Department

Bank Officer II2017 – 2018
  • Conducted business analysis and supported the migration of financial reports into the BSP Data Warehouse.
Information Systems Analyst2016 – 2017
  • Performed system integration testing and assisted in UAT for BSP information systems.
Research Analyst2013 – 2016
  • Developed and maintained ETL processes using SAS software to support enterprise data and reporting requirements.
Outsourced SAS Developer (c/o LSERV Corporation)2012 – 2013
  • Conducted program testing for SAS code amendments within the BSP Data Warehouse environment.
  • Developed data extraction and transformation processes for financial reporting.

Academic Appointment

De La Salle University (Part-time)Manila
Assistant Professorial Lecturer II2021 – Present

Teaching across the Information Technology and Mathematics & Statistics Departments in data analytics, statistics, information systems, and performance management. Courses taught include Trends in Information Systems, Data and Business Analytics, Statistics for Research, Exploratory Data Analysis, Linear Models, Data Analytics, and others related.

Education

Doctor in Information Technology

De La Salle University • Manila

2023 – Present

Pending Dissertation Proposal Defense and Writing

Master of Science in Data Science

Asian Institute of Management • Makati

2020 – 2021

CGPA: 4.24 | Dean’s Lister

Capstone: D-ILDS — An Intelligent Learning and Development System for DepEd. Collaborated with the Department of Education to create a system serving as basis for learning and development programs for teachers.

Master in Business Administration

Philippine Christian University • Manila

2016 – 2019

Bachelor of Science in Statistics, Major in Actuarial Science

De La Salle University • Manila

2009 – 2012

Completed 30 additional units under the MS in Statistics program (2014–2017), including Probability Theory, Linear Models, Statistical Inference, Multivariate Analysis, Sampling Theory and Methods, and Time-Series Analysis.

Research Publications

Delgado, K.P., & Ebardo, R. (2026, June). A Geospatial Analytics Framework for Assessing Pharmacy Service Environments. Healthcare Analytics (Journal), 9, 100457.

https://doi.org/10.1016/j.health.2026.100457

Delgado, K. P., & Ebardo, R. (2025, February). Charting Careers in Data Science and Artificial Intelligence: Community Perspectives on Degree Essentiality. In Proceedings of the Multi-disciplinary Trends in Artificial Intelligence (MIWAI 2024) (pp. 127–138). Springer.

https://doi.org/10.1007/978-981-96-0692-4_11

Delgado, K. P., & Caguiat, M. R. R. (2024, December). Psychological State Analysis for Technostress Detection: A Hierarchical Clustering Approach. Proceedings of the International Conference on Soft Computing (icSoftComp 2024).

https://doi.org/10.1007/978-3-031-88039-1_31

Delgado, K. P., Martinez, M. R., Valsado, C. J., & Ebardo, R. (2024, November). Zooming In on Educator Well-Being: Exploring Behavior Attributes, Zoom Fatigue, and Burnout Dynamics. Proceedings of the 32nd International Conference on Computers in Education (ICCE 2024).

https://doi.org/10.58459/icce.2024.5011

Delgado, K. P., & Caguiat, M. R. R. (2024, September). Assessing Digital Transformation Dynamics: A Network Science Analysis of Government ICT Procurement in Pre- and Post-COVID-19 Philippines. In Proceedings of the 4th International Conference on Advances in Computational Science and Engineering (ICACSE 2023) (pp. 371–389). Springer.

https://doi.org/10.1007/978-981-97-2977-7_23