Research
Research
Academic research in progress, alongside the policy and analytics focus areas that come out of current professional work.
Several manuscripts are currently under peer review or in final preparation; details will be added here once confirmed for publication.
Active Research
Digital Payment Adoption Behavior Among Philippine MSMEs
Doctoral research examining digital payment adoption among Philippine MSMEs, including how security breaches and other disruptive events shape adoption and resistance behavior over time. Grounded in systematic literature review work combining manual synthesis with AI-assisted text analysis (topic modeling, bibliometric mapping) to map structural gaps in adoption theory.
Geospatial Accessibility of Financial & Healthcare Infrastructure
Geospatial analytics research examining physical accessibility to financial (banking, ATM) and healthcare (diagnostic laboratory) infrastructure across the Philippines, incorporating disaster-hazard exposure and digital connectivity as compounding factors — extending the geospatial framework applied in prior published pharmacy-accessibility research.
Policy & Professional Focus
Cross-Border Fraud Detection & Financial Crime Analytics
Applying machine learning to cross-border information-sharing mechanisms for fraud detection and financial crime prevention, including advisory work on Project Nadim with the BIS Innovation Hub.
Digital Financial Ecosystems & Open Finance
Policy and analytics focus on digital regulatory infrastructure, supervisory technology, and Open Finance in Payments, with an emphasis on emerging-economy contexts and interoperability.
Payments Data Management & Risk Analytics
Analytics and risk-monitoring approaches for payments system data, market visibility, and infrastructure performance, supporting evidence-based oversight of retail payment systems.